Loan-funded Loans: Equity-like Liabilities inside Bank Holding Companies
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Leveraging regulatory data on fund flows within bank holding companies (BHCs), we characterize internal loans as a critical funding source for commercial banks. Although recorded as bank liabilities, parent-to-bank internal loans function as contingent support that resembles capital. We show that
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美国国家经济研究局创建时间：
2026-02-01
