Replication Data for \"Rural Credit, Food Security, and Resilience: An Empirical Evaluation from Kenya\"

This dataset contains replication data and code for the study \"Rural Credit, Food Security, and Resilience: An Empirical Evaluation from Kenya.\" The study draws on panel data from three rounds of household surveys conducted between 2017 and 2020 in Machakos County, Kenya, as part of a randomized controlled trial evaluating the impact of two credit products—Risk Contingent Credit (RCC) and standard Traditional Credit (TC). A total of 1,053 households were evenly randomized into RCC, TC, and control groups. Surveys were administered using structured, pretested questionnaires. The baseline and midline surveys were conducted through face-to-face interviews, while the endline survey—delayed due to the COVID-19 pandemic—was conducted via phone interviews. All survey waves were implemented electronically using computer-assisted personal interviewing (CAPI) tools. Each survey wave included detailed modules on household demographics, food consumption and expenditures, access to and use of financial services, credit constraints, and experiences of shocks and coping mechanisms. The RCC intervention featured an index-based insurance component triggered by low rainfall, modeled using historical dekadal rainfall data and Monte Carlo simulations. The study employed a multistage, stratified sampling design targeting rural households across selected sub-counties, in collaboration with Equity Bank and local administrators. This dataset enables replication of the study’s findings and supports further research on the role of credit product design in enhancing food security and resilience among smallholder farmers in semi-arid regions.