Nvivo dataset for thematic analysis of Distributed Ledger Technology in banking from enterprise architecture perspective

Distributed Ledger Technology (DLT) is heralded as a transformative force in the banking industry, yet its practical implementation remains a complex endeavour. This thematic analysis aims to critically assess the current state-of-the-art in DLT within the banking sector through an Enterprise Architecture (EA) lens. Three key dimensions are examined: the completeness and depth of existing academic research, the practical utility of cutting-edge DLT findings for banking enterprise implementation, and the extent to which regulatory-focused research provides actionable insights to stakeholders from industry and policymakers. The study finds that DLT adoption is fraught with challenges, existing regulatory frameworks are inadequate and current academic literature reveals that it is heavily skewed towards blockchain, neglecting other DLT forms. The study underscores the need for EA framework to guide DLT adoption, particularly for aligning with business goals, processes, technology, and regulatory compliance. Notably, the model and proposition are proposed to guide the underexplored research areas in banking enterprise architecture. The research contributes to the existing body of knowledge by offering an EA perspective on DLT´s implementation in banking, with implications for both practitioners, academics, and policymakers.