Crédit Agricole Group: capital ratios 2019-2023

With the addition of new regulations set out by the Basel Committee on Banking Supervision reforms (Basel III), banks must now have a minimum common equity to 4.5% of risk weighted assets, after deductions. With the introduction of both a capital conservation buffer and countercyclical buffer, the total common equity ratio is now 7 percent as a standard. As of December 2023, Credit Agricole Group's fully loaded Common Equity Tier 1 (CET1) available after meeting the bank’s minimum capital requirements was 11.8 percent.

随着巴塞尔银行监管委员会提出的巴塞尔 III改革新规的加入，银行现在必须确保其风险加权资产的最低普通股权益达到4.5%，在扣除相应款项后。引入资本维持缓冲和逆周期缓冲后，总普通股比率已成为7%的标准。截至2023年12月，法国农业信贷集团在满足银行的最低资本要求后，其完全加载的普通股一级资本（CET1）可用比例达到了11.8%。