Value of loans and advances to customers by Tesco Bank FY 2018-2024

From March 2023 to February 2024, the loans granted by Tesco Personal Finance Group, also known as Tesco Bank, to its customers were valued at nearly eight billion British pounds. Those figures have been growing for the past years. Nevertheless, the value of customer loans provided by the company were still lower than in 2019, when they peaked at 12 billion British pounds.In which industries is Tesco present?Founded in the early 20th century, by 2023, Tesco was one of the largest companies in the UK and a leading retailer worldwide. However, the British company has continued to grow by expanding into other industries. Some of the best examples of that are Tesco Mobile with which it entered the mobile communications market, and Tesco Bank which is a player in the banking industry. Tesco also has other subsidiaries, such as dunnhumby, which is a data science company. Challenger banks in the UKThe United Kingdom is home to several challenger banks that compete with more traditional banks. For example, Revolut and Monzo were among the digital banks with most customers in 2023. Tesco’s and Sainsbury’s retailer banks are also included in that list of challenger banks. For that reason, the announcements aired in early 2024 that Barclays and Nationwide, two of the largest banks from the UK, would buy Tesco and Virgin Bank, respectively, is likely to have a significant impact in the industry.

自2023年3月至2024年2月，特易购个人金融集团，亦称特易购银行，向其客户提供贷款的总额接近八十亿英镑。这些数据在过去几年中持续增长。尽管如此，该公司提供的客户贷款价值仍低于2019年的峰值，当年其贷款总额达到了一百二十亿英镑。特易购在哪些行业有所涉足？成立于20世纪初，至2023年，特易购已成为英国最大的企业之一，并在全球零售业中占据领先地位。然而，这家英国公司通过拓展至其他行业而持续增长。其中最显著的例子包括特易购移动，该公司借此进入移动通信市场，以及特易购银行，该行在银行业中占据一席之地。特易购还拥有其他子公司，如dunnhumby，这是一家数据科学公司。英国挑战性银行英国是多个挑战性银行的所在地，这些银行与更为传统的银行展开竞争。例如，Revolut和Monzo在2023年成为了拥有最多客户的数字银行之一。特易购和森宝利的零售银行也被列入挑战性银行的行列。因此，在2024年初，英国两大银行巴克莱银行和国民威斯敏斯特银行分别收购特易购和维珍银行的消息，预计将对行业产生重大影响。