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Putting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities

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NBER2016-10-01 更新2025-01-04 收录
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https://www.nber.org/papers/w22717
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Most defined contribution pension plans pay benefits as lump sums, yet the US Treasury has recently encouraged firms to protect retirees from outliving their assets by converting a portion of their plan balances into longevity income annuities (LIA). These are deferred annuities which initiate
提供机构:
美国国家经济研究局
创建时间:
2016-10-01
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