Non-performing loans ratio in Germany 2005-2019

The ratio of non-performing loans (NLP) to total gross loans in Germany decreased by 0.2 percentage points (-16.13 percent) since the previous year. Therefore, 2019 marks the lowest ratio during the observed period. A nonperforming loan (NPL) is a loan that is unfulfilled due to the fact that the borrower has not made the scheduled payments for a specified period. In banking, commercial loans are considered nonperforming if the borrower is 90 days past due.Find more statistics on other topics about Germany with key insights such as number of commercial bank branches, number of automated teller machines (ATMs), and ratio of bank capital and reserves to total assets.

德国不良贷款（NPL）与总贷款总额之比较上一年下降了0.2个百分点（-16.13%）。因此，2019年成为观测期间比率最低的一年。不良贷款（NPL）是指由于借款人未按预定时间履行还款义务而未能实现的贷款。在银行业，若借款人逾期90天以上，则视为不良贷款。欲了解更多关于德国的统计数据，如商业银行分支机构数量、自动柜员机（ATM）数量以及银行资本和储备与总资产之比等关键洞察，请参阅相关数据。