FinTech Platforms and Asymmetric Network Effects: Theory and Evidence from Marketplace Lending
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We conceptually identify and empirically verify using marketplace lending data the features distinguishing FinTech platforms from non-financial platforms: (i) Long-term contracts introducing default risk at both the individual and platform levels; (ii) Lenders investment diversification to mitigate
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美国国家经济研究局创建时间：
2024-12-01
