Motor insurance claims paid on the Italian market 2011-2019, by category

The total value of motor claims paid on the insurance market in Italy decreased overall from 2011 to 2019. In particular, the motor and marine liability insurance claims declined by nearly one third throughout the period considered, reaching 10 billion euros in 2019. On the other hand, land vehicle insurance claims paid amounted to two billion euros.The motor insurance segment in Italy is divided into two categories: motor liability (in Italian responsabilita' civile auto), and land vehicle (in Italian corpi veicoli terrestri). Motor liability insurance provides protection for damages caused while driving in case of accidents and covers injuries or damages to third parties and their property. On the other hand, land vehicle insurance is not mandatory and provides a coverage in case of theft, fire, and damage to own vehicle.

意大利保险市场上赔付的汽车保险索赔总额在2011年至2019年期间总体呈下降趋势。具体而言，在所考虑的期间内，汽车和船舶责任保险索赔量减少了近三分之一，至2019年达到100亿欧元。另一方面，陆地车辆保险索赔支付的金额为20亿欧元。意大利的汽车保险市场分为两大类：汽车责任保险（在意大利称为汽车民事责任），以及陆地车辆保险（在意大利称为陆地车辆）。汽车责任保险为驾驶过程中发生事故造成的损害提供保护，涵盖第三方及其财产的伤害或损失。另一方面，陆地车辆保险并非强制性的，在盗窃、火灾和车辆自身损坏的情况下提供保障。