Logistic Regression Results.

A logistic regression analysis was performed to assess whether the predictive variables shown in the left column significantly contributed to allowance-rate predictions. Two regressions were performed: technology-center variables and interaction variables were not considered in the first (results shown in the middle column) but were in the second (results shown in the right column). The cell values identify regression coefficients, and standard errors are shown in parentheses. Variables significantly contributing to the allowance-rate prediction are marked with one or two stars following the regression coefficient: one star indicates that pp