梧桐—风险评级

量化金融机构的风险级别，对用户失信、欺诈倾向概率进行预测，并输出风险等级，为信贷、保险、 理财等金融业务，提供欺诈识别、准入策略、授信评估、贷中监控提供支持。

This dataset quantifies the risk levels of financial institutions, predicts the probability of users' default and fraud propensity, and outputs corresponding risk grades. It provides support for fraud identification, access strategy formulation, credit granting assessment and in-loan monitoring in financial businesses such as credit services, insurance and wealth management.