Gross NPA of private banks India FY 2017-2021

In fiscal year 2021, the value of gross non-performing assets of private banks across India amounted to over two trillion Indian rupees. In fiscal year 2020, for the first time the value of gross NPA reached more than two trillion Indian rupees. Non-performing assets have posed a big problem for banks in India and experts point that this crisis had been long in the making. Since more banks are facing a problem of risky or non-performing assets, the profitability and solvency of banks has gone down.

在2021财年，印度私营银行的不良贷款总额已超过二十万亿印度卢比。2020财年，不良贷款总额首次突破二十万亿印度卢比，这尚属首次。不良贷款问题已经成为印度银行业的一大难题，专家们指出，这一危机的形成已历时久远。随着越来越多的银行面临风险或不良贷款的困扰，银行业的盈利能力和偿债能力均有所下降。