The Capitalization of Consumer Financing into Durable Goods Prices
收藏NBER2018-06-01 更新2025-01-04 收录
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https://www.nber.org/papers/w24699
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Using loan-level data on millions of used-car transactions across hundreds of lenders, we study the consumer response to exogenous variation in credit terms. Borrowers oered shorter maturity decrease expenditures enough to oset 60-90% of the monthly payment increase. Most of this is driven by
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美国国家经济研究局创建时间：
2018-06-01
