Pay Me Later: Savings Constraints and the Demand for Deferred Payments
收藏NBER2021-03-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w28611
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资源简介：
We study a simple savings scheme that allows workers to defer receipt of part of their wages for three months at zero interest. The scheme significantly increases savings during the deferral period, leading to higher post-disbursement spending on lumpy goods. Two years later, after two additional
提供机构：
美国国家经济研究局
创建时间：
2021-03-01
