Human Capital Risk, Contract Enforcement, and the Macroeconomy
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We develop a macroeconomic model with physical and human capital, human capital risk, and limited contract enforcement. We show analytically that young (high-return) households are the most exposed to human capital risk and are also the least insured. We document this risk-insurance pattern in data
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美国国家经济研究局创建时间：
2011-12-01
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