Predicting Bankruptcy in Wholesale, Retail, and Motor Vehicle Repair: An AI-ML Perspective

Bankruptcy prediction is crucial for financial stability, and sector-specific Artificial Intelligence and Machine Learning (AI-ML) models have proven superior in performance. However, a significant gap exists, as most models are designed for advanced economies, leaving their efficacy in emerging markets like India unexplored. This study addresses this gap by focusing on the applicability of these advanced models to predict bankruptcy within India's dynamic trade services sector, a vital component of the economy