Gross NPA value of public sector banks India FY 2018-2022

Indian public sector banks collectively owed approximately 5.42 trillion Indian rupees in non-performing assets in fiscal year 2022. This value was much higher, at around 7.5 trillion rupees in the 2019 fiscal year, indicating a slow but slight relief for India's economy in terms of non-paying assets at public banks.  How many banks are there in India?   India is a huge country with a population of over 1.3 billion. Therefore, the number of nearly 100,000 banks across the country, which is sometimes heard, might not surprise. While this number is technically correct, it must be differentiated. That number comes from the fact that there are around 96,000 rural cooperation banks on the local level across the country. Another 1,485 are urban cooperative banks. These cooperative banks lend money to farmers in rural areas as well as to self-employed workers and small industries in urban areas. Additionally, there are around 140 bigger banks. Among them are Regional Rural Banks (RRB), foreign banks, private, and public sector banks. All banks in India are regulated by the Reserve Bank of India (RBI).  Public sector banks in India  As of 2021, public sector banks consisted of 12 nationalized banks with the government of India being the major stakeholder in all these banks. The biggest bank across India is the public State Bank of India (SBI). In financial year 2020, the SBI recorded net sales worth almost 2.5 trillion Indian rupees. Over the last decade, the SBI merged with those banks that had been known as the associate banks of the SBI.

在2022财年，印度国有公共部门银行累计拖欠约5.42万亿印度卢比的非流动资产。这一数值在2019财年高达约7.5万亿卢比，表明印度公共银行在非支付资产方面经济状况呈现缓慢但微小的缓解。关于印度银行的数目，印度是一个人口超过13亿的大国，因此，全国近10万家银行的数目，虽然从技术上讲是正确的，但仍需区分看待。这一数字源于全国约96,000家农村合作银行，以及另外1,485家城市合作银行。这些合作银行向农村地区的农民以及城市地区自雇工人和小型工业提供贷款。此外，还有约140家大型银行。其中包含了区域农村银行（RRB）、外资银行、私营和公共部门银行。印度所有的银行均受到印度储备银行（RBI）的监管。关于印度的公共部门银行，截至2021年，公共部门银行由12家国有银行组成，印度政府是这些银行的主要股东。印度最大的银行是公共部门的国家银行（SBI）。在2020财年，SBI实现了近2.5万亿印度卢比的净销售额。在过去十年中，SBI与那些曾被称为SBI附属银行的银行进行了合并。