Risk Design: AI and Prediction Beyond Screening in Insurance Markets
收藏数据链接：
官方服务：
资源简介：
I study insurance markets in which scalable prediction, like AI, designs residual risk rather than merely classifies fixed risk. A complete-contracting benchmark shows that if prevention is observable, contractible, competitively supplied, and fully priced, it does not matter whether consumers,
提供机构：
美国国家经济研究局创建时间：
2026-07-01
