The (Dis)Advantages of Clearinghouses Before the Fed
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Operating in individual cities, U.S. clearinghouses were the closest thing to a central bank before 1914, but they only assisted banks that chose to join the association. Using an annual bank-level database for seven states between 1880 and 1910, this paper shows that after the entry of a
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美国国家经济研究局创建时间：
2017-01-01
