Automatic Enrollment with a 12% Default Contribution Rate
收藏NBER2023-08-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w31601
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资源简介：
We study a retirement savings plan with a default contribution rate of 12% of income, which is much higher than previously studied defaults. Twenty-five percent of employees had not opted out of this default 12 months after hire; a literature review finds that the corresponding fraction in plans
提供机构：
美国国家经济研究局
创建时间：
2023-08-01
