Predicting Consumer Default: A Deep Learning Approach
收藏NBER2019-08-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w26165
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资源简介：
We develop a model to predict consumer default based on deep learning. We show that the model consistently outperforms standard credit scoring models, even though it uses the same data. Our model is interpretable and is able to provide a score to a larger class of borrowers relative to standard
提供机构：
美国国家经济研究局
创建时间：
2019-08-01
