ExactOne - Credit & Debit Card Transaction Data

**Overview**
Exact.One is a ClearScore service that offers clients access to UK transactional data. ClearScore is a GDPR compliant, UK-based data and technology company currently servicing over 13 million UK customers to make informed credit decisions. A subset of these users opt-in to the
open banking platform, which is the source of the transaction data. The service aggregates the financial transaction data of a user’s financial accounts, such as bank accounts, credit and debit cards, across multiple providers, into a single platform. Once connected, ClearScore receives 5 years of history for that user, as well as ongoing transactions.

**Use cases**
**Asset Valuation**
Track and predict revenue from 380+ tickers, allowing for asset price forecasts

**Competitor Analysis**
Understand competitor sales performance, allowing you to track market share, promotional performance, switching between retailers and more

**Consumer Spend Analysis**
Create segments based on several demographic variables, allowing a more holistic view of the consumers in your market and their behaviour

**Economic Impact Analysis**
Understand how consumers’ income and expenditure are affected by macroeconomic changes, and model the impact of potential future changes

**Market Analysis**
Understand a market’s size and growth, giving you insight into the value of any potential investments you might want to make in that market, and an understanding of who all the players in that market are

**Product details**
Transaction Date
Transaction Amount
Merchant Name
Income
Age
Partial Postcode

For more details, refer to the embedded notebook.

**Additional Insights**
- A large active user panel of **650K users**
- A historic panel of **2.5m** users.
- Historic data spanning from **2018**.
- Native categorisation methodology curated over the last 10 years.
- ~ *3 billion** transactions annually since 2020
- Transactions mapped to **380+** publicly listed companies (tickers).