银行卡验证

银行卡实名验证产品结合银联商务现有渠道和自身数据、技术优势，通过银行卡号、证件号、姓名、手机号对用户完成信息核验、实名认证。该产品支持API接口，银联商务平台系统收到客户接口请求后，直送中国银联银联卡鉴权渠道，向各大发卡行进行验证核查，基于发卡行实时数据库实时返回验证结果，数据验证结果实时与各大发卡行数据源保持一致，银行数据源更新后立即生效。为政府机构、金融机构、互联网平台等各行各业提供实名验证服务，保障用户交易安全。

The bank card real-name verification product integrates the existing channel resources, proprietary data and technical strengths of UnionPay Commerce, and performs information verification and real-name authentication for users via bank card numbers, ID numbers, full names and mobile phone numbers. This product supports API interfaces. Upon receiving customer API requests, the UnionPay Commerce platform system directly forwards the requests to the UnionPay card authentication channels of China UnionPay, and conducts verification checks with major card-issuing banks. The verification results are returned in real time based on the real-time databases of the card-issuing banks, and are fully synchronized with the real-time data sources of major card-issuing banks, taking effect immediately once the bank data sources are updated. It provides real-name verification services for various industries including government agencies, financial institutions and Internet platforms, and safeguards the transaction security of users.