Social Defaults and Plan Choice: The Case of Spousal Following
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We study how couples in the Medicare Part D program choose an insurance plan. Over 70 percent of enrollees choose the same plan as their spouse. Even among those with differing healthcare needs, well over half do so. Discrete-choice models suggest beneficiaries value being on the same plan as their
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美国国家经济研究局创建时间：
2025-08-01
