Effective interest rates of household lending in the UK 2024, by type

The effective interest rates of overdraft lending in the United Kingdom (UK) reached 21 percent in March 2024. Meanwhile, outstanding fixed-rate secured loans had some of the lowest interest rates for household lending. Secured loans had, in general, lower interest rates than non-secured lending. In the first quarter of 2024, the average interest rates of personal loans in the UK remained relatively stable.

英国（UK）透支贷款的有效利率于2024年3月攀升至21%。与此同时，未偿还的固定利率抵押贷款享有家庭贷款中部分最低的利率。总体而言，抵押贷款的利率普遍低于非抵押贷款。在2024年第一季度，英国个人贷款的平均利率保持相对稳定。