Leading UPI remitter banks in India 2024, by volume

In June 2024, the State Bank of India was the leading remitter bank for UPI transactions in India with around 3.7 billion transactions. HDFC bank followed with more than a billion transactions. Remitter bank refers to the bank of the account holder who is sending the money. Unified Payments Interface (UPI) is a product of the National Payments Corporation of India (NPCI) and was launched in 2016. It allows users of payment service providers like PhonePe or GooglePay to use NPCI as the switch to connect with banks and transfer money. It is more user-friendly than older transaction modes such as IMPS.

截至2024年6月，印度国家银行（State Bank of India）在印度统一支付接口（Unified Payments Interface，简称UPI）交易中位居领先地位，累计交易量约为370亿次。紧随其后的是 HDFC 银行，交易量超过10亿次。所谓汇款银行，即指账户持有人所持有的，用于发起汇款的银行。统一支付接口是印度国家支付公司（National Payments Corporation of India，简称NPCI）的产品，于2016年推出。该接口允许支付服务提供商的用户，如 PhonePe 或 GooglePay，利用 NPCI 作为中继，连接至各银行并完成资金转账。相较于传统的交易模式，如即时支付服务（Immediate Payment Service，简称IMPS），其用户友好性更为显著。