The Data set is National Health Insurance Scheme (NHIS) data with excess zero count. The data were obtained from health Ogun State health facility, Ota, Ogun State. Claims made by 116 users of Nationa
Based on the unbalanced panel data of Chinese professional health insurance companies from 2011 to 2021, the paper constructs "PW+PCSE" model to empirically investigate the main factors affecting the