Customer Data Access and Fintech Entry: Early Evidence from Open Banking
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Open banking (OB) empowers bank customers to share transaction data with fintechs and other banks. 49 countries have adopted OB policies. Consumer trust in fintechs predicts OB policy adoption and adoption spurs investment in fintechs. UK microdata shows that OB enables: i) consumers to access both
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美国国家经济研究局创建时间:
2024-02-01



