Target Retirement Fund: A Variant on Target Date Funds that uses Deferred Life Annuities rather than Bonds to Reduce Risk as Retirement Approaches
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This paper evaluates a new variant of the popular target date funds used in employer-based retirement savings plans. We call this new variant a target retirement plan. Instead of increasing the allocation to bond funds as retirement approaches, a target retirement fund gradually purchases deferred
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美国国家经济研究局创建时间：
2023-01-01
