企业用电数据产品（电力贷）

本数据产品依托人工智能、机器学习、智能预测算法及信用评估模型，基于广西电网收集、汇总、整理、记录的用电企业的客户信息、电量信息、电费信息、业扩信息、服务信息等电力相关数据，从企业生产规模、企业生产经营情况、同行业生产经营情况对比等多维度对企业进行精准画像，形成电力信用报告，在银行得到客户授权的情况下，为银行等金融机构提供安全可靠、高效易用的信用服务。

This data product leverages artificial intelligence, machine learning, intelligent prediction algorithms and credit assessment models. It is built upon power-related data collected, summarized, organized and recorded by Guangxi Power Grid, covering customer information, electricity consumption data, electricity bill information, business expansion information and service information of power-consuming enterprises. The product conducts accurate profiling of enterprises from multiple dimensions such as production scale, production and operation status, and comparison with their industry peers' performance, to generate power credit reports. With the customer's authorization obtained by the bank, it provides safe, reliable, efficient and easy-to-use credit services for financial institutions including banks.

搜集汇总

背景与挑战

背景概述

该数据集整合广西电网的企业用电信息，运用AI算法构建多维度信用评估模型，为金融机构提供授权式企业电力信用报告服务。