个人风险类信息-特殊名单核查

查询被查询人本人、联系人及与被查询人有亲密关系的人(一度关系、二度关系)是否命中不良、短时逾期、资信不佳、拒绝、失联等不良名单，以识别个体是否有虚假申请、欺诈等风险。 本人直接/一度关系/二度关系命中特殊名单核查风险项（是否命中不良、短时逾期、资信不佳、拒绝、失联等不良名单）。

Conduct queries to check whether the queried individual themselves, their contacts, and individuals with close relationships (first-degree and second-degree relationships) are included in negative lists such as bad records, short-term overdue, poor credit standing, application rejection, and unreachable status, so as to identify risks including fraudulent applications and fraud. Verify risk items by confirming whether the queried individual themselves, their direct first-degree and second-degree relationships are on the special negative lists, i.e., whether they fall into the aforementioned negative lists covering bad records, short-term overdue, poor credit standing, application rejection, unreachable status, etc.

搜集汇总

背景与挑战

背景概述

该数据集用于核查本人及其一度、二度关系人是否命中各类不良信用名单（如逾期、资信不佳等），以识别潜在的虚假申请或欺诈风险。检测范围涵盖直接关联和二级关联人员的信用异常记录。