Loan officer Incentives and the Limits of Hard Information
收藏NBER2013-05-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w19051
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资源简介：
Poor loan quality is often attributed to loan officers exercising poor judgment. A potential solution is to base loans on hard information alone. However, we find other consequences of bypassing discretion stemming from loan officer incentives and limits of hard information verifiability. Using
提供机构：
美国国家经济研究局
创建时间：
2013-05-01
