台湾TEJ上市公司A股财务风险评级数据

该模型自2013年起专为中国市场设计，采用多维度量化因子，并具备独立、客观、可对照国际信评等优势，协助金融与企业用于授信、投资与供应链风控，是面对中国市场信息不透明风险的重要工具。
CCRQM 的核心优势在于高预警能力与区别能力。2022年其 ROC 值达 93.48%，能提前一年以上预警潜在违约企业。模型风险分级与 S&P、Moody's 等级对应一致，具有高度稳定性与参考性。

Designed exclusively for the Chinese market since 2013, this model incorporates multi-dimensional quantitative factors and boasts advantages such as independence, objectivity, and comparability with international credit ratings. It assists financial institutions and enterprises in credit granting, investment and supply chain risk management, serving as a critical tool for addressing information opacity risks in the Chinese market.

The core strengths of CCRQM lie in its robust early warning capability and discriminative power. In 2022, its ROC score reached 93.48%, enabling it to issue early warnings for potential defaulting enterprises more than one year in advance. The model's risk grading framework aligns perfectly with the rating scales of S&P and Moody's, featuring high stability and strong reference value.

搜集汇总

背景与挑战

背景概述

该数据集是台湾TEJ上市公司A股财务风险评级数据，专为中国市场设计，具有高预警能力和区别能力，能提前一年以上预警潜在违约企业，并且模型风险分级与国际信评等级对应一致。