Long-Term Impact of Microcredit Impacts 1991-1992 - Bangladesh

Abstract
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The Long-Term Impact of Microcredit Impacts was conducted in 1991-1992 by Bangladesh Institute of Development Studies (BIDS) and the World Bank. The survey's main focus was to provide data for an analysis of three major credit programs (Grameen Bank, Bangladesh Rural Advancement Committee, and the Rural Development-12 program of the Bangladesh Rural Development Board).

The survey covered both villages from each of the programs under study as well as villages where no lending took place. The survey included 1,798 households randomly drawn from 87 villages of 29 thanas in rural Bangladesh. These households from 87 villages of 29 thanas were surveyed first in 1991-1992, and then revisited in 1998-1999.

Geographic coverage
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Rural areas

Analysis unit
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- Individuals,
- Households,
- Villages.

Kind of data
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Sample survey data [ssd]

Sampling procedure
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The survey included 1,798 households randomly drawn from 87 villages of 29 thanas in rural Bangladesh. Out of 29 thanas, 24 were program thanas (8 from each of the three programs: Grameen Bank, BRAC, and BRDB RD-12 project), and 5 were nonprogram thanas. They were selected from 391 rural thanas out of 460 thanas. Three villages in each program thana were randomly selected from a list of program villages in which a program had been in operation for at least three years. Three villages in each non-program thana were also randomly selected from the village census of the Government of Bangladesh. Villages with an unusually high or low number of households (fewer than 51 or higher than 600) were excluded from village survey design. A total of 87 villages was selected from which a total of 1,798 households were selected based on landholding.

Mode of data collection
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Face-to-face [f2f]

Research instrument
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The questionnaire of the first round survey includes 12 main sections:

1. Household Information
2. Education
3. Health
4. Wage Employment
5. Self-employment
6. Farming and Livestock
7. Non-farming Enterprises
8. Food Expenses
9. Marriage Age and Maternity History
10. Credit and Savings
11. Transfers and Remittances
12.Ownership of Assets.

摘要
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《微型信贷影响的长远效应》研究于1991-1992年由孟加拉国发展研究所（Bangladesh Institute of Development Studies, BIDS）与世界银行共同实施。该调查的主要目的是为分析三个主要信贷项目（乡村银行、孟加拉国农村发展委员会以及孟加拉国农村发展局农村发展-12项目）提供数据。

调查涵盖了研究中的所有项目村庄以及未进行贷款的村庄。调查从孟加拉国农村87个村庄的1,798户家庭中随机抽取样本，这些村庄分布于29个塔纳（Thanas）。这些来自29个塔纳87个村庄的家庭在1991-1992年首次进行调查，并在1998-1999年进行了回访。

地理覆盖范围
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农村地区

分析单位
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- 个人,
- 家庭,
- 村庄。

数据类型
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样本调查数据 [ssd]

抽样程序
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调查包括从孟加拉国农村29个塔纳中的87个村庄随机抽取的1,798户家庭。在29个塔纳中，有24个是项目塔纳（每个项目8个，分别来自乡村银行、BRAC和BRDB RD-12项目），5个是非项目塔纳。它们是从460个塔纳中的391个农村塔纳中选出的。每个项目塔纳中，从至少运营了三年的项目村庄名单中随机选择了3个村庄。每个非项目塔纳中，也从孟加拉国政府的村庄普查中随机选择了3个村庄。具有异常多或少数家庭（少于51户或超过600户）的村庄被排除在村庄调查设计之外。总共选择了87个村庄，根据土地持有情况，从中选出了总共1,798户家庭。

数据收集方式
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面对面 [f2f]

研究工具
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第一轮调查问卷包括12个主要部分:
1. 家庭信息
2. 教育
3. 健康
4. 工资就业
5. 自我就业
6. 农业和畜牧业
7. 非农业企业
8. 食品支出
9. 婚龄和生育史
10. 信贷和储蓄
11. 转移和汇款
12. 资产所有权。