Interaction between Microfinance Pricing and The Financial Sustainability: A Cross-Regional and Income-Level Perspective [Dataset]

The attached files are organized in the optimal sequence for systematic evaluation:
1. Competition (CMP) Dataset – Contains the data and variables used to compute the Lerner Index, a key indicator of competition within the study.

2. Translog_Cost_CMP_EViews_Workfile – Provides the estimation results for the translog cost function, obtained through Ordinary Least Squares (OLS) regression, including the estimated parameters (β₁, β₂, μ, δ).

3. FULL Completed Dataset – Comprises the selected panel dataset encompassing all study variables, along with associated metadata (refer to it, please, for further details).

4. Full_EViews_Workfile – Includes panel data, study variables, and econometric models implemented within the EViews software.

5. Panel Unit Root Tests (OUTPUTS) – Presents the results of stationarity tests, including the Levin-Lin-Chu Test, the Im, Pesaran, and Shin (IPS) Test, the ADF-Fisher Chi-square Test, and the Phillips-Perron Fisher Test. Additionally, this file outlines the transformations applied to non-stationary variables to ensure stationarity before incorporating them into regression models.

6. MODEL(1) (OUTPUTS) – Contains EViews-generated outputs documenting the complete analytical process for the first model, which examines the impact of pricing on Return On Assets (ROA) in microfinance institutions (MFIs), as detailed in the Table of Contents.

7. MODEL(2) (OUTPUTS) – Includes the EViews outputs for the second model, which investigates the impact of pricing on Portfolio At Risk (PAR), 90 days (%) in MFIs, as specified in the Table of Contents.

8. MODEL(3) (OUTPUTS) – Provides EViews outputs for the third model, analyzing the influence of pricing on Operational Self Sufficiency (OSS) (%) in MFIs, as outlined in the Table of Contents.

9. MODEL(4) (OUTPUTS) – Contains EViews-generated outputs documenting the complete analytical process for the first model, which examines the impact of financial sustainability (ROA, PAR90, and OSS) on pricing in microfinance institutions (MFIs), as detailed in the Table of Contents.

This structured compilation of datasets and analytical outputs ensures transparency, reproducibility, and methodological rigor in the research process.