信贷系列产品

依据小型、微型企业、个体工商户的核心“税务”数据，再结合企业与企业主的工商、司法、个人征信、企业征信、反欺诈数据、行内相关数据等，构建数据化、智能化信贷系列产品。通过多系统配合共同实现线上申请、自动审批、自助放款、动态监控的模式向诚信纳税的小微客群（企业类、个体工商户类）发放的，用于支持其生产经营周转的小额贷款业务。

Based on the core "taxation" data of small, micro enterprises and individual industrial and commercial households, combined with the industrial and commercial, judicial, personal credit reporting, enterprise credit reporting, anti-fraud and in-house relevant data of the enterprises and their business owners, a series of data-driven and intelligent credit products are constructed. These products enable the issuance of small-sum loans for supporting the production and business operation turnover of creditworthy small and micro customer groups that pay taxes honestly, including enterprises and individual industrial and commercial households, via a multi-system collaborative model that supports online application, automatic approval, self-service loan disbursement and dynamic monitoring.