U.S. health care expenditure distribution by payer 2015-2023

The United States has the highest expenditure on health care per capita globally. However, the U.S. has an unique way of paying for their health care where a majority of the expenditure falls upon private insurances. In FY 2023, around one third of all health expenditure is paid by private insurance. Public insurance programs Medicare and Medicaid accounted for 22 and 18 percent, respectively, of health expenditure during that same year. U.S. health care systemGlobally health spending has been increasing among most countries. However, the U.S. has the highest public and private per capita health expenditure among all countries globally, followed by Switzerland. As of 2020, annual health care costs per capita in the United States totaled to over 12 thousand U.S. dollars, a significant amount considering the average U.S. personal income is around 54 thousand dollars. Out of pocket costs in the U.S. Aside from overall high health care costs for U.S. residents, the total out-of-pocket costs for health care have been on the rise. In recent years, the average per capita out-of-pocket health care payments have exceeded one thousand dollars. Physician services, dental services and prescription drugs account for the largest proportion of out-of-pocket expenditures for U.S. residents.

在全球范围内，美国的人均医疗保健支出位居首位。然而，美国在支付医疗保健费用方面拥有独特的方式，其中大部分支出由私人保险公司承担。在2023财年，大约三分之一的医疗保健支出由私人保险支付。同年，公共保险项目医疗保险和医疗补助分别占医疗保健支出的22%和18%。在全球范围内，医疗保健支出在大多数国家中都在增加。然而，美国的公共和私人人均医疗保健支出在全球各国中位居首位，紧随其后的是瑞士。截至2020年，美国的人均年度医疗保健费用超过12,000美元，考虑到美国人的平均个人收入约为54,000美元，这一数额显得尤为可观。除了美国居民的整体高医疗保健成本外，医疗保健的总自付费用也在不断上升。近年来，人均自付医疗保健支付已超过1,000美元。医生服务、牙科服务和处方药物是美国居民自付支出中占比最大的部分。