DEVELOPMENTOFREMOTEBANKINGSERVICESINTHEKHOREZMREGIONBASEDONDIGITALBROKERAGESERVICESANDARTIFICIALINTELLIGENCE
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Thisarticlepresentsaquantitativeanalysisofthestateofremotebankingservices(RBS)intheKhorezmregionfrom2020to2025anddevelopsamodelforexpandingbankingservicestowarddigitalbrokerageandAIconsulting.BasedonstatisticaldatafromtheCentralBankandregionalbanks,itisshownthattheshareofremotetransactionsintheregionhasincreasedfrom28.4%to64.7%,butinvestmenttransactionsremainlessthan3%ofthetotalvolumeofbankingtransactions.AmodelforintegratingbrokerageservicesintoRBSandanAIconsultantforpersonalizedselectionofinvestmentpackagesisproposed.Scenarioanalysisshowsan11–18%increaseinbankcommissionincomeoverthreeyearsanda2.5-foldincreaseininvestmentactivityamongthepopulation
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Zenodo创建时间：
2026-02-25
