金融大数据-银行卡消费画像评估

银行卡消费画像评估是基于金融大数据的一款产品，通过输入身份证号码的明文位小写，可以得到一份详细的返回参数说明报告（具体内容参见附件）。该产品的更新频率为每月一次，覆盖范围是全部银联卡。在使用之前，需要经过执委会特批，并提供客户的三真信息报备给银联。

Bank Card Consumption Profile Evaluation is a product based on financial big data. By inputting the lowercase plaintext segments of ID card numbers, users can obtain a detailed report on the specifications of returned parameters (see the attachment for specific content). This product is updated monthly and covers all UnionPay cards. Prior to use, special approval from the Executive Committee is required, and three authentic pieces of customer information must be submitted to UnionPay for filing.

搜集汇总

背景与挑战

背景概述

该数据集提供基于身份证号码的银联卡消费画像评估服务，覆盖全量银联卡并每月更新，使用需经特批并提交客户真实信息备案。