The cost of financial intermediation has declined in recent years thanks to technological progress and increased competition. I document this fact and I analyze two features of new financial technolog
This study used the data obtained from the Scopus database as of April 2020. The following keywords have been used to search relevant article which is related to FinTech such as “fintech” OR “fintechs
A binding interest rate cap on household savings is a common form of financial repression in developing economies and typically benefits banks. Using proprietary data from a leading Chinese FinTech co
Behavioral and transactional data from 48,723 customers of a Colombian fintech company, collected over 12 months from January 4, 2023, to December 29, 2023. Comprises 3,159,157 individual transactions