The Behavioral Foundations of Default Effects: Theory and Evidence from Medicare Part D
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We leverage two unique natural experiments to show that, in public drug insurance for the low-income elderly in the U.S., defaults have large and persistent effects on plan enrollment and beneficiary drug utilization. We estimate that when a beneficiary's default is exogenously changed from one year
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美国国家经济研究局创建时间：
2021-01-01
