Digital Payments and Transactions: Year-, Month- and Bank-wise Volume and Performance of UPI Initial Public Offering (IPO) Mandate Creation and Execution

High Frequency Indicator: The dataset contains year-, month- and bank-wise compiled data from the year 2021 to till date on number of Initial Public Offering (IPO) Mandates which have been created and executed through Unified Payment Interface (UPI), along with percentage of transactions which have been approved, business declined (BD) and technical declined (TD)

Notes:

1. Mandate Creation means transactions where the customers have created a successful block of amount in the bank account for an IPO application
2. Mandate Execution means transactions where the customers have applied for an IPO and have been allotted shares for which the funds are debited from their applicant accounts
3. Business Declines (BD) are declined transactions due to a customer entering an invalid pin, incorrect beneficiary account etc. or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc.
4. Technical Declines (TD) transactions are those transactions are declined due to any technical reasons such as bank ID is empty or not in correct format or exception code not in Database or not in correct format, etc

高频指标数据集：本数据集收录了自2021年起至当前，按年度、月份及银行分类汇总的首次公开募股（IPO）指令数据，包括通过统一支付接口（UPI）创建和执行的指令数量，以及交易批准率、业务拒绝（BD）和技术拒绝（TD）的比例。

备注：
1. 指令创建指客户在银行账户中成功创建一笔用于IPO申请的金额块的交易。
2. 指令执行指客户提交IPO申请并获得配股，相应资金从其申请账户中扣除的交易。
3. 业务拒绝（BD）是指因客户输入无效PIN码、受益人账户信息错误等业务原因，或因超过每笔交易限额、每日交易次数限制、当日金额限制等其他业务原因而被拒绝的交易。
4. 技术拒绝（TD）交易是指因任何技术原因被拒绝的交易，例如银行ID为空或格式不正确、异常代码不在数据库中或格式不正确等。