公安大数据-负面行为核验

该产品是以公安部门的大数据为基础，提供对个人负面行为进行核验的功能。用户可通过输入姓名和身份证号，即可获得该个人的不良记录说明以及风险等级的划分（包括重大风险、高风险、中风险、中低风险、低风险、无风险）。该产品的数据更新频率较高，覆盖范围涉及多种类型的不良行为信息。目前仅限保险、银行、国企等合作机构申请使用，并需经过执委会审批后方可开放测试。在测试之前，合作机构需与我司签署承诺函并将资源方报备。

This product is built on public security big data, offering verification services for individuals' negative behaviors. Users can retrieve the individual's adverse record explanation and risk level classification (including Major Risk, High Risk, Medium Risk, Medium-Low Risk, Low Risk, and No Risk) by providing their full name and ID number. This product features a high-frequency data update cycle and covers a diverse range of negative behavior information. Currently, it is only available for application and use by cooperative institutions such as insurance companies, banks and state-owned enterprises, and test access will only be granted following approval by the Executive Committee. Prior to the commencement of the test, cooperative institutions are required to sign a letter of commitment with our company and file records of the resource parties for official registration.

搜集汇总

背景与挑战

背景概述

该数据集依托公安大数据，提供个人负面行为核验服务，支持通过姓名和身份证号查询不良记录及风险等级（重大风险至无风险）。数据更新频繁，但仅限保险、银行等合作机构经审批后使用，需签署承诺函并完成报备流程。