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Digital Disruption in Banking and its Impact on Competition

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Organisation for Economic Co-operation and Development2026-04-11 收录
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https://www.oecd.org/en/publications/digital-disruption-in-banking-and-its-impact-on-competition_b8d8fcb1-en.html
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This paper surveys technological disruption in banking, examining its impact on competition and its potential to increase efficiency and customer welfare. It analyses the possible strategies of the players involved—incumbents and FinTech and BigTech firms—and the role of regulation.
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