The Risk Protection Value of Moral Hazard
收藏NBER2025-08-01 更新2025-08-30 收录
下载链接：
https://www.nber.org/papers/w34156
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资源简介：
Health insurance lowers the out-of-pocket price of healthcare, and it is well-established that this leads to higher utilization of care. This type of moral hazard is typically viewed as a social cost of insurance. Within a standard model, we show that there are two important ways in which the
提供机构：
美国国家经济研究局
创建时间：
2025-08-01
