Share of adults with bank account in the U.S. 2015-2022

According to a survey carried out in October 2022, 94 percent of the adult population in the United States had a bank account in 2022. The share of respondents with a bank account remained the same between 2019 and 2022, which was a two percent increase of banked households compared to 2015. While the share of adults with bank account stagnated in the last several years, the share of banked households using mobile banking as primary method to access bank account increased sharply.

根据2022年10月进行的一项调查，2022年美国成年人口中，94%拥有银行账户。与2019年至2022年相比，拥有银行账户的受访者比例保持不变，相较于2015年，银行家庭的比例增长了2%。尽管在过去几年中，拥有银行账户的成年人比例停滞不前，但使用移动银行作为访问银行账户主要方式的银行家庭比例却急剧上升。