Impression of banks worldwide on meeting ISO 20022 deadline as of 2022, by bank size

Senior executives from banks across the world held different opinions on whether they would reach the ISO 20022 deadline of November 2025 on time. A survey held in September 2022 revealed that six out of 10 of such executives from large banks believed they either already met the deadline or would meet it eventually. The remaining 37 percent of those big banks mentioned they would either struggle to reach November 2025, explore alternative solutions or even implement a stopgap. The source found it "alarming" that among smaller banks seven percent had not yet started a migration program. ISO 20022 is a new messaging standard for cross-border money transfers between financial systems and/or financial institutions, no matter where they are in the world. Banks have to be fully integrating into this new payment "language" by November 2025 - a process that started in March 2023. This survey predated that process.

全球各大银行的高级管理人员对于能否按时达到 ISO 20022 标准 2025 年 11 月的截止日期持有不同观点。2022 年 9 月进行的一项调查显示，十位大型银行的高级管理人员中有六位相信他们已经达到或最终将达成此截止日期。剩余的 37% 的这些大型银行表示，他们可能难以在 2025 年 11 月前达到目标，或将探索替代方案，甚至实施临时措施。调查源发现，在小型银行中，有 7% 的银行尚未启动迁移计划。ISO 20022 是一种针对跨境金融系统及/或金融机构间货币转移的新消息标准，无论这些机构位于世界何处。银行必须在 2025 年 11 月前全面融入这一新的支付语言——这一进程始于 2023 年 3 月。此次调查发生在该进程之前，因此源发现这一情况令人感到 '令人警觉'。ISO 20022 (International Organization for Standardization 20022) 是一项新的消息标准，用于跨境货币转移，无论金融机构遍布全球的何地。银行必须于 2025 年 11 月前完全整合这一新的支付语言，这一整合过程始于 2023 年 3 月。