Moral Hazard and Claims Deterrence in Private Disability Insurance
收藏NBER2012-06-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w18172
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资源简介：
We provide a detailed analysis of the incidence, duration and determinants of claims made on private Long Term Disability (LTD) policies using a database of approximately 10,000 policies and 1 million workers from a major LTD insurer. We document that LTD claims rates are much lower than claims
提供机构：
美国国家经济研究局
创建时间：
2012-06-01
