FinTech Lending with LowTech Pricing
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FinTech lendingknown for using big data and advanced technologiespromised to break away from the traditional credit scoring and pricing models. Using a comprehensive dataset of FinTech personal loans, our study shows that loan rates continue to rely heavily on conventional credit scores, including
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美国国家经济研究局创建时间：
2023-04-01
