Share of payments with e-wallet in Nigeria 2020, by leading service

In 2020, e-wallet held about 10 percent of digital payments in Nigeria. The most common service was KongaPay, which accounted for four percent of the payments, while PayPal followed with three percent. Overall, cash and bank transfers were the second most common payment methods in online retail after cards. However, data on credit card penetration in Nigeria show that the share of people owning a credit card is quite low.

于2020年，电子钱包在尼日利亚的数字支付中占据了大约10%的份额。其中，KongaPay是最普遍的服务，其支付占比达到4%，其次是PayPal，占比3%。总体而言，现金和银行转账在线零售支付方式中仅次于卡片支付。然而，关于尼日利亚信用卡渗透率的数据表明，拥有信用卡的人群比例相对较低。